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Featured Testimonials:

"This is the perfect way to increase your cash-flow conveniently, and cost-effectively, not to mention how it improves your profile in the eyes of your client"

- Glenn Garnes


"Giving my clients the option of paying with credit has reduced my receivables and has really augmented my business...

"The low monthly fee allows me to offer credit payments for my clients."

- John M.
Family Attorney, VA

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Accept by Phone - Attorney Merchant Account Details & Overview

Jump to: Accept by Phone vs Traditional Processing :: Specific Benefits for Attorneys

For most professionals, accepting credit cards is quite costly.

In fact, most merchant services will have a full range of fees, expenses and volume quotas (with minimum monthly charges) that aren't advertised up-front along with a supposedly inexpensive discount rate. And "free equipment" usually turns out to be anything but..

This is where Accept by Phone truly shines, because with us, what you see is what you get - period. In fact, we're one of the few companies that actually advertises its terms and conditions right on the main page - because, unlike most, we have nothing to hide.

A traditional merchant account might be suitable for high-volume retail vendors - but for solo attorneys and small-firm lawyers - accepting credit cards "traditionally" with a normal merchant account (and a terminal) is simply not cost-effective, efficient or necessary.

Accept-by-Phone is able to bypass the majority of these costs due to the way that it is designed to work. See specific details below:

The chart below compares Accept By Phone to Traditional Merchant Accounts

Traditional Credit
Card Processing
Accept by Phone
Monthly Statement
$10.00 per month
Monthly Minimum
$25.00 per month
Terminal/Equipment Lease
$29.99 per month
Cancellation Fee
$0.00 - $250.00
Transaction Fee
$0.25 avg.
Annual Fee
$45.00 - $95.00 per year
Application Fee
$50.00 - $150.00
PCI Compliance Fee
Varies from
approximately $60 to $150 annually **
Monthly Fee
$5.95 - $15.00 per month
One Time Set up Fee
$0.00 - $150.00

* Accept by Phone payments have a 2.69% discount rate for swiped sales and a rate of 3.49% + $0.19 cents per transaction for Card Not Present sales.

Specific Benefits For Attorneys

Here's a brief overview of why it simply makes sense for attorneys who bill regular clients by the hour to accept credit cards for services rendered:

* Increased Cash-Flow & Faster Deposits
* Prevent Losing Clients to Competing Law Firms
* Often More Convenient For Both Client & Attorney
* Cut Down Accounts Receivable and Simplify Collections
* Accept Retainers More Quickly, on the Spot
* Cater to Clients Who Prefer to Pay For Larger Ticket Items on Their Card
* Avoid Complicated Payment Plans by Simply Charging Their Visa/Master Card

Start Accepting Credit Cards Using Your Smartphone >>


Tutorial: Walkthrough of an Accept by Phone Transaction

Here's exactly how you are able to process payments using your Accept by Phone account:

STEP 1 - Just swipe card on your phone swiper, or use your phone app if card not present.

STEP 2 - Follow the prompts.

STEP 3 - Sale is approved and money is deposited into your account.


Primary Advantages of Credit Card Processing with Accept by Phone:

  1. No expensive credit card terminal or wireless equipment needed
  2. All that is required is a smartphone.
  3. NO Monthly Minimums
  4. The funds will be deposited directly into your bank account within 24-72 hours (excluding weekends & holidays).
  5. NO Cancellation Fees

Start Accepting Credit Cards Using Your Smartphone >>



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